Privacy Policy

We collect the following categories of information:

• Account information: email address, display name, and authentication identifiers you provide when creating an account or signing in via a third-party provider (e.g., Google).
• Subscription & billing data: handled by our payment processor (Stripe). We receive limited metadata such as subscription status and the last four digits of your card; we do not store full card numbers.
• Usage data: tickers viewed, features used, predictions requested, page views, device type, browser, IP address, and diagnostic logs.
• Chat & AI inputs: prompts and messages you send to in-app AI features, so we can generate responses and improve the Service.
• Cookies & local storage: used to keep you signed in, remember preferences, and measure product performance.

• Provide, operate, and maintain the Service.
• Authenticate you and secure your account.
• Process subscriptions, trials, and payments.
• Generate AI predictions, analytics, and personalized views.
• Communicate with you about the Service, security, and updates.
• Debug, monitor, and improve product performance.
• Comply with legal obligations and enforce our Terms of Service.

Where the GDPR or UK GDPR applies, we process personal data on the following bases: performance of a contract (delivering the Service you subscribed to), legitimate interests (securing, improving, and marketing the Service), consent (where required, e.g., certain cookies), and compliance with legal obligations.

We do not sell your personal information. We share it only with:

• Service providers that operate the Service on our behalf, including hosting, database and authentication (Supabase / Lovable Cloud), payments (Stripe), AI model providers, and analytics vendors — each bound by contractual confidentiality and data-protection obligations.
• Legal & safety recipients when required by law, subpoena, or to protect the rights, property, or safety of Thomas Solutions LLC, our users, or the public.
• Business transfers: if Thomas Solutions LLC is involved in a merger, acquisition, or asset sale, your information may be transferred as part of that transaction.

We retain personal information for as long as your account is active or as needed to provide the Service, comply with legal obligations, resolve disputes, and enforce our agreements. When retention is no longer required, we delete or de-identify the data.

We use industry-standard administrative, technical, and physical safeguards to protect your information, including encryption in transit (HTTPS/TLS), authenticated access to production systems, and row-level security on user data. No method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

Depending on your jurisdiction, you may have the right to:

• Access, correct, or delete personal information we hold about you.
• Object to or restrict certain processing.
• Request a portable copy of your data.
• Withdraw consent where processing is based on consent.
• Lodge a complaint with your local data-protection authority.

To exercise any of these rights, email privacy@cashora.finance. We will verify your identity before acting on the request.

We use cookies and similar technologies for authentication, preferences, and analytics. You can control cookies through your browser settings; disabling them may impair core Service functionality (e.g., staying signed in).

The Service is not directed to children under 16. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, contact us and we will delete it.

Thomas Solutions LLC is based in the United States and our providers may process data in the U.S. and other countries. Where required, we rely on appropriate safeguards (such as Standard Contractual Clauses) for international transfers.

We may update this Privacy Policy from time to time. Material changes will be posted here with a new "Last updated" date. Your continued use of the Service after changes take effect constitutes acceptance of the revised policy.

Questions or requests regarding this Privacy Policy or your data:

Thomas Solutions LLC
Attn: Privacy — Cashora
Email: privacy@cashora.finance